There are many types of checking accounts available; some accounts charge fees for many things, to include withdrawals, deposits, writing checks, not using the account and even simply having the account open. You should always choose a free checking account, but it's important to do your research and see what types of free checking accounts are available so you can choose the type of account that best meets your needs. At Community First Credit Union, we have several checking accounts that are completely free so you can find an account that is right for you. Each free checking account offers several different benefits, so there is an account to meet the needs of every customer.
At Community First Credit Union, we have several checking accounts that are completely free so you can find an account that is right for you. Each free checking account offers several different benefits, so there is an account to meet the needs of every customer.
Basic Free Checking Account
Our Basic Free Checking account comes with no fees, and pays interest on your account's entire balance. There is no minimum balance requirement, and only a minimum $25 deposit is required to open the account. Basic Free Checking Account holders also receive a free Visa debit card and access to the free UChoose Rewards Program, which lets you earn rewards for simply using your checking account as you normally would. This is a great free checking account option for every customer, especially those who are just getting started and those that don't keep a high balance in their account.
Bonus Debit Checking
Community First Credit Union offers a Bonus Debit Checking account that is completely free, and also only requires a $25 minimum deposit to get started. This account comes with access to thousands of ATMs nationwide that assess no surcharges for usage. This account also offers up to $10 in refunded ATM fees each month, so if you utilize an ATM at another financial institution, you will get those fees back. This checking account also offers the chance to earn bonus rewards points with periodic offers for special bonus incentives, to further stretch your budget and reward you for being a Community First Credit Union member. The Bonus Debit Checking account also includes free mobile deposits and free mobile banking. You'll also receive a free Visa debit card that is tied into our UChoose Rewards program, earning you rewards every time you use the card.
The Advantage Checking account also comes with no fees and only takes a $25 minimum deposit to open. Advantage Checking Account holders enjoy the same benefits that the Bonus Debit Checking account offers, plus you'll earn higher interest payouts on your first $500 when you make at least six transactions per month on your account. You'll also receive your first box of checks free when you open your account. Advantage Checking account holders can also take advantage of our free Personal Financial Management tool, to help you maximize your money and make it work harder for you. This account is great for customers who keep a higher balance available in their checking account, as it offers greater interest earning opportunities.
If you are looking for a new checking account or would like to upgrade to a free checking account, Community First Credit Union has what you are looking for. We have a variety of free checking accounts to meet your needs. We also offer free online account access so you can easily check your balance and take care of your money. In addition, we offer overdraft privilege services to qualified account holders, so you can use your account with no stress. Contact us today to open your new free checking account and start enjoying the benefits of Community First membership!
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.